FY2027 Small Area FMR · Sergeantsville, NJ

ZIP 08557 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08557 (Sergeantsville, NJ) is $2,430 a month, up 4.7% from FY2026. That is 7% below the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,430per month ▲ 4.7%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area80thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,187

2 BR Small Area FMR$2,430

110% of SAFMR$2,673

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,810▲ 7.7%

1 BR$1,950▲ 5.4%

2 BR$2,430▲ 4.7%

3 BR$2,900▲ 4.3%

4 BR$3,250▲ 5.5%

FY2027 FY2026

Where 08557 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08557 has the 80th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,430 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,810	$1,629 – $1,991	$1,953	$1,680
1 bedroom	$1,950	$1,755 – $2,145	$2,103	$1,850
2 bedrooms	$2,430	$2,187 – $2,673	$2,623	$2,320
3 bedrooms	$2,900	$2,610 – $3,190	$3,125	$2,780
4 bedrooms	$3,250	$2,925 – $3,575	$3,508	$3,080

A household renting a two-bedroom home at the Small Area FMR of $2,430 needs about $97,200 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08557 lies mainly in Hunterdon County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08559	Stockton	2.2 mi	$2,240
08530	Lambertville	5.5 mi	$2,590
08551	Ringoes	5.6 mi	$2,860
08825	Frenchtown	6.4 mi	$2,390
08822	Flemington	6.8 mi	$2,290
18950	Point Pleasant	6.9 mi	$2,310

Questions

What is the Fair Market Rent for ZIP code 08557?

HUD's FY2027 Small Area Fair Market Rents for 08557 are $1,810 (studio), $1,950 (1 BR), $2,430 (2 BR), $2,900 (3 BR) and $3,250 (4 BR) a month.

What is the Section 8 payment standard in 08557?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08557 that range is $2,187 to $2,673 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08557?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.