Income Limits by County

FY2027 Small Area FMR · South Amboy, NJ

ZIP 08879 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08879 (South Amboy, NJ) is $2,420 a month, up 5.2% from FY2026. That is 8% below the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,420per month ▲ 5.2%
Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon
Rank in the area88thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,178
2 BR Small Area FMR$2,420
110% of SAFMR$2,662

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08879 sits in the Middlesex-Somerset-Hunterdon, NJ area

$2,150$3,400median $2,600

Of the 114 ZIP codes HUD lists for the area, 08879 has the 88th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,420 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,800$1,620 – $1,980$1,953$1,670
1 bedroom$1,940$1,746 – $2,134$2,103$1,830
2 bedrooms$2,420$2,178 – $2,662$2,623$2,300
3 bedrooms$2,880$2,592 – $3,168$3,125$2,760
4 bedrooms$3,240$2,916 – $3,564$3,508$3,050

A household renting a two-bedroom home at the Small Area FMR of $2,420 needs about $96,800 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08879 lies mainly in Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08859Parlin1.4 mi$2,310
07721Cliffwood3.2 mi$2,480
10307Staten Island3.5 mi$2,620
08861Perth Amboy3.7 mi$2,250
07747Matawan3.8 mi$2,540
08832Keasbey3.8 mi$2,470

Questions

What is the Fair Market Rent for ZIP code 08879?

HUD's FY2027 Small Area Fair Market Rents for 08879 are $1,800 (studio), $1,940 (1 BR), $2,420 (2 BR), $2,880 (3 BR) and $3,240 (4 BR) a month.

What is the Section 8 payment standard in 08879?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08879 that range is $2,178 to $2,662 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08879?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.