Income Limits by County

FY2027 Small Area FMR · Yonkers, NY

ZIP 10702 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 10702 (Yonkers, NY) is $3,020 a month, up 2.4% from FY2026. That is 2% above the New York, NY area-wide FMR of $2,971.

2-bedroom SAFMR$3,020per month ▲ 2.4%
Area-wide 2 BR FMR$2,971New York, NY
Rank in the area265thof 410 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,718
2 BR Small Area FMR$3,020
110% of SAFMR$3,322

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 10702 sits in the New York, NY area

$2,620$4,460median $3,295

Of the 410 ZIP codes HUD lists for the area, 10702 has the 265th highest two-bedroom Small Area FMR. New York, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,971 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,640$2,376 – $2,904$2,593$2,560
1 bedroom$2,770$2,493 – $3,047$2,729$2,690
2 bedrooms$3,020$2,718 – $3,322$2,971$2,950
3 bedrooms$3,820$3,438 – $4,202$3,760$3,690
4 bedrooms$4,190$3,771 – $4,609$4,121$4,010

A household renting a two-bedroom home at the Small Area FMR of $3,020 needs about $120,800 a year to keep housing costs at 30% of income. The area median family income is $104,300 and the 80% low-income limit for four people is $135,700. ZIP code 10702 lies mainly in Westchester County. See the New York, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
10705Yonkers0.9 mi$2,920
10701Yonkers1.4 mi$3,120
10704Yonkers2.0 mi$2,930
10703Yonkers2.2 mi$2,760
10471Bronx2.3 mi$2,700
07620Alpine2.8 mi$3,200

Questions

What is the Fair Market Rent for ZIP code 10702?

HUD's FY2027 Small Area Fair Market Rents for 10702 are $2,640 (studio), $2,770 (1 BR), $3,020 (2 BR), $3,820 (3 BR) and $4,190 (4 BR) a month.

What is the Section 8 payment standard in 10702?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 10702 that range is $2,718 to $3,322 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 10702?

The FY2026 income limits of the New York, NY area apply: median family income $104,300, low-income (80%) limit $135,700 for a family of four.