FY2027 Small Area FMR · Nanuet, NY

ZIP 10954 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 10954 (Nanuet, NY) is $3,570 a month, up 1.7% from FY2026. That is 20% above the New York, NY area-wide FMR of $2,971.

2-bedroom SAFMR$3,570per month ▲ 1.7%

Area-wide 2 BR FMR$2,971New York, NY

Rank in the area162ndof 410 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,213

2 BR Small Area FMR$3,570

110% of SAFMR$3,927

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$3,120▲ 2.3%

1 BR$3,280▲ 2.5%

2 BR$3,570▲ 1.7%

3 BR$4,520▲ 2.7%

4 BR$4,950▲ 3.6%

FY2027 FY2026

Where 10954 sits in the New York, NY area

Of the 410 ZIP codes HUD lists for the area, 10954 has the 162nd highest two-bedroom Small Area FMR. New York, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,971 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$3,120	$2,808 – $3,432	$2,593	$3,050
1 bedroom	$3,280	$2,952 – $3,608	$2,729	$3,200
2 bedrooms	$3,570	$3,213 – $3,927	$2,971	$3,510
3 bedrooms	$4,520	$4,068 – $4,972	$3,760	$4,400
4 bedrooms	$4,950	$4,455 – $5,445	$4,121	$4,780

A household renting a two-bedroom home at the Small Area FMR of $3,570 needs about $142,800 a year to keep housing costs at 30% of income. The area median family income is $104,300 and the 80% low-income limit for four people is $135,700. ZIP code 10954 lies mainly in Rockland County. See the New York, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
10994	West Nyack	2.1 mi	$2,620
10977	Spring Valley	2.3 mi	$2,660
10965	Pearl River	2.6 mi	$3,040
10952	Monsey	3.5 mi	$2,790
07645	Montvale	3.5 mi	$2,710
10913	Blauvelt	3.6 mi	$3,900

Questions

What is the Fair Market Rent for ZIP code 10954?

HUD's FY2027 Small Area Fair Market Rents for 10954 are $3,120 (studio), $3,280 (1 BR), $3,570 (2 BR), $4,520 (3 BR) and $4,950 (4 BR) a month.

What is the Section 8 payment standard in 10954?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 10954 that range is $3,213 to $3,927 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 10954?

The FY2026 income limits of the New York, NY area apply: median family income $104,300, low-income (80%) limit $135,700 for a family of four.