Income Limits by County

FY2027 Small Area FMR · Nyack, NY

ZIP 10960 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 10960 (Nyack, NY) is $3,370 a month, down 0.6% from FY2026. That is 13% above the New York, NY area-wide FMR of $2,971.

2-bedroom SAFMR$3,370per month ▼ 0.6%
Area-wide 2 BR FMR$2,971New York, NY
Rank in the area186thof 410 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,033
2 BR Small Area FMR$3,370
110% of SAFMR$3,707

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 10960 sits in the New York, NY area

$2,620$4,460median $3,295

Of the 410 ZIP codes HUD lists for the area, 10960 has the 186th highest two-bedroom Small Area FMR. New York, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,971 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,370 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,940$2,646 – $3,234$2,593$2,950
1 bedroom$3,100$2,790 – $3,410$2,729$3,090
2 bedrooms$3,370$3,033 – $3,707$2,971$3,390
3 bedrooms$4,260$3,834 – $4,686$3,760$4,250
4 bedrooms$4,670$4,203 – $5,137$4,121$4,610

A household renting a two-bedroom home at the Small Area FMR of $3,370 needs about $134,800 a year to keep housing costs at 30% of income. The area median family income is $104,300 and the 80% low-income limit for four people is $135,700. ZIP code 10960 lies mainly in Rockland County. See the New York, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
10989Valley Cottage2.2 mi$3,270
10913Blauvelt2.3 mi$3,900
10994West Nyack2.5 mi$2,620
10962Orangeburg3.4 mi$2,620
10968Piermont3.8 mi$3,120
10591Tarrytown4.4 mi$3,070

Questions

What is the Fair Market Rent for ZIP code 10960?

HUD's FY2027 Small Area Fair Market Rents for 10960 are $2,940 (studio), $3,100 (1 BR), $3,370 (2 BR), $4,260 (3 BR) and $4,670 (4 BR) a month.

What is the Section 8 payment standard in 10960?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 10960 that range is $3,033 to $3,707 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 10960?

The FY2026 income limits of the New York, NY area apply: median family income $104,300, low-income (80%) limit $135,700 for a family of four.