FY2027 Small Area FMR · Elmont, NY

ZIP 11003 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11003 (Elmont, NY) is $2,740 a month, down 5.2% from FY2026. That is 2% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,740per month ▼ 5.2%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area95thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,466

2 BR Small Area FMR$2,740

110% of SAFMR$3,014

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,000▼ 4.8%

1 BR$2,330▼ 6.8%

2 BR$2,740▼ 5.2%

3 BR$3,520▼ 6.1%

4 BR$3,740▼ 5.6%

FY2027 FY2026

Where 11003 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11003 has the 95th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,740 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,000	$1,800 – $2,200	$1,964	$2,100
1 bedroom	$2,330	$2,097 – $2,563	$2,285	$2,500
2 bedrooms	$2,740	$2,466 – $3,014	$2,689	$2,890
3 bedrooms	$3,520	$3,168 – $3,872	$3,458	$3,750
4 bedrooms	$3,740	$3,366 – $4,114	$3,671	$3,960

A household renting a two-bedroom home at the Small Area FMR of $2,740 needs about $109,600 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11003 lies mainly in Nassau County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11411	Cambria Heights	1.6 mi	$2,660
11010	Franklin Square	1.6 mi	$2,540
11001	Floral Park	1.7 mi	$2,690
11580	Valley Stream	1.7 mi	$2,620
11429	Queens Village	1.9 mi	$2,660
11428	Queens Village	2.4 mi	$2,900

Questions

What is the Fair Market Rent for ZIP code 11003?

HUD's FY2027 Small Area Fair Market Rents for 11003 are $2,000 (studio), $2,330 (1 BR), $2,740 (2 BR), $3,520 (3 BR) and $3,740 (4 BR) a month.

What is the Section 8 payment standard in 11003?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11003 that range is $2,466 to $3,014 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11003?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.