Income Limits by County

FY2027 Small Area FMR · Oakland Gardens, NY

ZIP 11364 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11364 (Oakland Gardens, NY) is $3,610 a month, up 2.3% from FY2026. That is 22% above the New York, NY area-wide FMR of $2,971.

2-bedroom SAFMR$3,610per month ▲ 2.3%
Area-wide 2 BR FMR$2,971New York, NY
Rank in the area156thof 410 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,249
2 BR Small Area FMR$3,610
110% of SAFMR$3,971

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11364 sits in the New York, NY area

$2,620$4,460median $3,295

Of the 410 ZIP codes HUD lists for the area, 11364 has the 156th highest two-bedroom Small Area FMR. New York, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,971 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,150$2,835 – $3,465$2,593$3,070
1 bedroom$3,320$2,988 – $3,652$2,729$3,220
2 bedrooms$3,610$3,249 – $3,971$2,971$3,530
3 bedrooms$4,570$4,113 – $5,027$3,760$4,420
4 bedrooms$5,010$4,509 – $5,511$4,121$4,800

A household renting a two-bedroom home at the Small Area FMR of $3,610 needs about $144,400 a year to keep housing costs at 30% of income. The area median family income is $104,300 and the 80% low-income limit for four people is $135,700. ZIP code 11364 lies mainly in Queens County. See the New York, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11427Queens Village1.3 mi$2,690
11361Bayside1.5 mi$3,630
11362Little Neck1.5 mi$4,380
11366Fresh Meadows1.7 mi$3,270
11365Fresh Meadows1.8 mi$2,930
11428Queens Village1.9 mi$2,900

Questions

What is the Fair Market Rent for ZIP code 11364?

HUD's FY2027 Small Area Fair Market Rents for 11364 are $3,150 (studio), $3,320 (1 BR), $3,610 (2 BR), $4,570 (3 BR) and $5,010 (4 BR) a month.

What is the Section 8 payment standard in 11364?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11364 that range is $3,249 to $3,971 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11364?

The FY2026 income limits of the New York, NY area apply: median family income $104,300, low-income (80%) limit $135,700 for a family of four.