FY2027 Small Area FMR · Valley Stream, NY

ZIP 11581 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11581 (Valley Stream, NY) is $2,560 a month, up 0.4% from FY2026. That is 5% below the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,560per month ▲ 0.4%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area159thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,304

2 BR Small Area FMR$2,560

110% of SAFMR$2,816

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,870▲ 1.1%

1 BR$2,180▼ 1.4%

2 BR$2,560▲ 0.4%

3 BR$3,290▼ 0.6%

4 BR$3,490▼ 0.3%

FY2027 FY2026

Where 11581 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11581 has the 159th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,870	$1,683 – $2,057	$1,964	$1,850
1 bedroom	$2,180	$1,962 – $2,398	$2,285	$2,210
2 bedrooms	$2,560	$2,304 – $2,816	$2,689	$2,550
3 bedrooms	$3,290	$2,961 – $3,619	$3,458	$3,310
4 bedrooms	$3,490	$3,141 – $3,839	$3,671	$3,500

A household renting a two-bedroom home at the Small Area FMR of $2,560 needs about $102,400 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11581 lies mainly in Nassau County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11422	Rosedale	1.3 mi	$3,630
11598	Woodmere	1.4 mi	$3,080
11557	Hewlett	1.5 mi	$2,830
11580	Valley Stream	1.8 mi	$2,620
11516	Cedarhurst	1.8 mi	$2,600
11563	Lynbrook	2.2 mi	$2,620

Questions

What is the Fair Market Rent for ZIP code 11581?

HUD's FY2027 Small Area Fair Market Rents for 11581 are $1,870 (studio), $2,180 (1 BR), $2,560 (2 BR), $3,290 (3 BR) and $3,490 (4 BR) a month.

What is the Section 8 payment standard in 11581?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11581 that range is $2,304 to $2,816 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11581?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.