Income Limits by County

FY2027 Small Area FMR · Breezy Point, NY

ZIP 11697 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11697 (Breezy Point, NY) is $2,750 a month, up 1.5% from FY2026. That is 7% below the New York, NY area-wide FMR of $2,971.

2-bedroom SAFMR$2,750per month ▲ 1.5%
Area-wide 2 BR FMR$2,971New York, NY
Rank in the area344thof 410 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,475
2 BR Small Area FMR$2,750
110% of SAFMR$3,025

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11697 sits in the New York, NY area

$2,620$4,460median $3,295

Of the 410 ZIP codes HUD lists for the area, 11697 has the 344th highest two-bedroom Small Area FMR. New York, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,971 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,750 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,400$2,160 – $2,640$2,593$2,350
1 bedroom$2,530$2,277 – $2,783$2,729$2,470
2 bedrooms$2,750$2,475 – $3,025$2,971$2,710
3 bedrooms$3,480$3,132 – $3,828$3,760$3,390
4 bedrooms$3,810$3,429 – $4,191$4,121$3,690

A household renting a two-bedroom home at the Small Area FMR of $2,750 needs about $110,000 a year to keep housing costs at 30% of income. The area median family income is $104,300 and the 80% low-income limit for four people is $135,700. ZIP code 11697 lies mainly in Queens County. See the New York, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11235Brooklyn2.5 mi$2,890
11229Brooklyn3.5 mi$2,980
11224Brooklyn3.8 mi$2,620
11234Brooklyn3.8 mi$3,020
11223Brooklyn4.0 mi$2,940
11694Rockaway Park4.5 mi$2,750

Questions

What is the Fair Market Rent for ZIP code 11697?

HUD's FY2027 Small Area Fair Market Rents for 11697 are $2,400 (studio), $2,530 (1 BR), $2,750 (2 BR), $3,480 (3 BR) and $3,810 (4 BR) a month.

What is the Section 8 payment standard in 11697?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11697 that range is $2,475 to $3,025 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11697?

The FY2026 income limits of the New York, NY area apply: median family income $104,300, low-income (80%) limit $135,700 for a family of four.