FY2027 Small Area FMR · East Norwich, NY

ZIP 11732 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11732 (East Norwich, NY) is $3,500 a month, down 1.7% from FY2026. That is 30% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,500per month ▼ 1.7%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area12thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,150

2 BR Small Area FMR$3,500

110% of SAFMR$3,850

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,560▼ 0.8%

1 BR$2,970▼ 3.6%

2 BR$3,500▼ 1.7%

3 BR$4,500▼ 2.6%

4 BR$4,780▼ 2.0%

FY2027 FY2026

Where 11732 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11732 has the 12th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,560	$2,304 – $2,816	$1,964	$2,580
1 bedroom	$2,970	$2,673 – $3,267	$2,285	$3,080
2 bedrooms	$3,500	$3,150 – $3,850	$2,689	$3,560
3 bedrooms	$4,500	$4,050 – $4,950	$3,458	$4,620
4 bedrooms	$4,780	$4,302 – $5,258	$3,671	$4,880

A household renting a two-bedroom home at the Small Area FMR of $3,500 needs about $140,000 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11732 lies mainly in Nassau County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11791	Syosset	2.0 mi	$4,030
11771	Oyster Bay	2.0 mi	$2,480
11765	Mill Neck	2.8 mi	$2,760
11545	Glen Head	3.0 mi	$2,660
11560	Locust Valley	3.7 mi	$3,140
11797	Woodbury	3.8 mi	$3,920

Questions

What is the Fair Market Rent for ZIP code 11732?

HUD's FY2027 Small Area Fair Market Rents for 11732 are $2,560 (studio), $2,970 (1 BR), $3,500 (2 BR), $4,500 (3 BR) and $4,780 (4 BR) a month.

What is the Section 8 payment standard in 11732?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11732 that range is $3,150 to $3,850 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11732?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.