FY2027 Small Area FMR · West Islip, NY

ZIP 11795 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11795 (West Islip, NY) is $3,110 a month, up 3.3% from FY2026. That is 16% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,110per month ▲ 3.3%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area37thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,799

2 BR Small Area FMR$3,110

110% of SAFMR$3,421

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,270▲ 4.1%

1 BR$2,640▲ 1.1%

2 BR$3,110▲ 3.3%

3 BR$4,000▲ 2.6%

4 BR$4,250▲ 2.9%

FY2027 FY2026

Where 11795 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11795 has the 37th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,270	$2,043 – $2,497	$1,964	$2,180
1 bedroom	$2,640	$2,376 – $2,904	$2,285	$2,610
2 bedrooms	$3,110	$2,799 – $3,421	$2,689	$3,010
3 bedrooms	$4,000	$3,600 – $4,400	$3,458	$3,900
4 bedrooms	$4,250	$3,825 – $4,675	$3,671	$4,130

A household renting a two-bedroom home at the Small Area FMR of $3,110 needs about $124,400 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11795 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11718	Brightwaters	1.9 mi	$2,480
11703	North Babylon	2.2 mi	$2,530
11706	Bay Shore	2.5 mi	$2,480
11704	West Babylon	3.3 mi	$2,580
11729	Deer Park	3.9 mi	$2,480
11757	Lindenhurst	4.3 mi	$2,480

Questions

What is the Fair Market Rent for ZIP code 11795?

HUD's FY2027 Small Area Fair Market Rents for 11795 are $2,270 (studio), $2,640 (1 BR), $3,110 (2 BR), $4,000 (3 BR) and $4,250 (4 BR) a month.

What is the Section 8 payment standard in 11795?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11795 that range is $2,799 to $3,421 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11795?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.