FY2027 Fair Market Rent · New York
Suffolk County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Suffolk County, NY is $2,689 a month, down 2.1% from FY2026. The area median family income is $164,300, and a family of four counts as low income up to $128,100 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Suffolk County, NY.
Low income (80% limit)
A household of 4 earning $126,100 is under the 80% limit of $128,100 for this area. At 30% of income it could pay about $3,152 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Suffolk County
HUD's FY2026 income limits for Nassau-Suffolk, NY are based on a median family income of $164,300. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $34,550 | $57,550 | $69,060 | $89,700 |
| 2 | $39,450 | $65,750 | $78,900 | $102,500 |
| 3 | $44,400 | $73,950 | $88,740 | $115,300 |
| 4 | $49,300 | $82,150 | $98,580 | $128,100 |
| 5 | $53,250 | $88,750 | $106,500 | $138,350 |
| 6 | $57,200 | $95,300 | $114,360 | $148,600 |
| 7 | $61,150 | $101,900 | $122,280 | $158,850 |
| 8 | $65,100 | $108,450 | $130,140 | $169,100 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,878 to $2,689, up 43.2% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $522.
What it takes to afford the rent
To keep a two-bedroom rent of $2,689 at no more than 30% of income, the usual affordability rule, a household needs about $107,600 a year. That is 65% of the area median family income of $164,300, so a typical family can afford it with room to spare.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,964 | $1,992 | $1,848 | $78,600 |
| 1 bedroom | $2,285 | $2,379 | $2,241 | $91,400 |
| 2 bedrooms | $2,689 | $2,747 | $2,586 | $107,600 |
| 3 bedrooms | $3,458 | $3,563 | $3,352 | $138,300 |
| 4 bedrooms | $3,671 | $3,768 | $3,591 | $146,800 |
How Suffolk County compares
Suffolk County is part of the Nassau-Suffolk, NY HUD Metro FMR Area, together with Nassau County. HUD publishes one Fair Market Rent and one set of income limits for the whole area, so the numbers on this page apply in every county of it.
Suffolk County has the 10th highest two-bedroom Fair Market Rent of the 62 counties in New York; the population-weighted average across New York is $2,402 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Suffolk County the two-bedroom figure ranges from $2,480 to $3,850 across 109 ZIP codes, against the area-wide $2,689. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 11766 | Mount Sinai | $3,850 | $4,235 |
| 11721 | Centerport | $3,840 | $4,224 |
| 11959 | Quogue | $3,800 | $4,180 |
| 11963 | Sag Harbor | $3,660 | $4,026 |
| 11964 | Shelter Island | $3,610 | $3,971 |
| 11713 | Bellport | $3,520 | $3,872 |
| 11789 | Sound Beach | $3,470 | $3,817 |
| 11975 | Wainscott | $3,470 | $3,817 |
| 11937 | East Hampton | $3,450 | $3,795 |
| 11792 | Wading River | $3,390 | $3,729 |
| 11747 | Melville | $3,360 | $3,696 |
| 11790 | Stony Brook | $3,340 | $3,674 |
| 11794 | Stony Brook | $3,340 | $3,674 |
| 11738 | Farmingville | $3,310 | $3,641 |
| 11980 | Yaphank | $3,280 | $3,608 |
| 11930 | Amagansett | $3,270 | $3,597 |
| 11787 | Smithtown | $3,190 | $3,509 |
| 11724 | Cold Spring Harbor | $3,180 | $3,498 |
| 11764 | Miller Place | $3,120 | $3,432 |
| 11788 | Hauppauge | $3,110 | $3,421 |
| 11795 | West Islip | $3,110 | $3,421 |
| 11786 | Shoreham | $3,080 | $3,388 |
| 11730 | East Islip | $3,030 | $3,333 |
| 11719 | Brookhaven | $3,020 | $3,322 |
| 11727 | Coram | $3,010 | $3,311 |
| 11954 | Montauk | $2,960 | $3,256 |
| 11725 | Commack | $2,950 | $3,245 |
| 11752 | Islip Terrace | $2,950 | $3,245 |
| 11796 | West Sayville | $2,950 | $3,245 |
| 11939 | East Marion | $2,950 | $3,245 |
| 11957 | Orient | $2,950 | $3,245 |
| 11743 | Huntington | $2,940 | $3,234 |
| 11716 | Bohemia | $2,930 | $3,223 |
| 11739 | Great River | $2,930 | $3,223 |
| 11976 | Water Mill | $2,920 | $3,212 |
| 11763 | Medford | $2,890 | $3,179 |
| 11946 | Hampton Bays | $2,880 | $3,168 |
| 11733 | East Setauket | $2,870 | $3,157 |
| 11741 | Holbrook | $2,870 | $3,157 |
| 11965 | Shelter Island Heights | $2,850 | $3,135 |
| 11702 | Babylon | $2,820 | $3,102 |
| 11782 | Sayville | $2,790 | $3,069 |
| 11768 | Northport | $2,770 | $3,047 |
| 11705 | Bayport | $2,760 | $3,036 |
| 11715 | Blue Point | $2,760 | $3,036 |
| 11722 | Central Islip | $2,760 | $3,036 |
| 11769 | Oakdale | $2,760 | $3,036 |
| 11777 | Port Jefferson | $2,760 | $3,036 |
| 11731 | East Northport | $2,740 | $3,014 |
| 11755 | Lake Grove | $2,740 | $3,014 |
| 11742 | Holtsville | $2,730 | $3,003 |
| 11977 | Westhampton | $2,730 | $3,003 |
| 11951 | Mastic Beach | $2,720 | $2,992 |
| 11955 | Moriches | $2,720 | $2,992 |
| 11751 | Islip | $2,710 | $2,981 |
| 11784 | Selden | $2,710 | $2,981 |
| 11735 | Farmingdale | $2,700 | $2,970 |
| 11776 | Port Jefferson Station | $2,700 | $2,970 |
| 11940 | East Moriches | $2,700 | $2,970 |
| 11780 | Saint James | $2,690 | $2,959 |
| 11701 | Amityville | $2,680 | $2,948 |
| 06390 | Fishers Island | $2,670 | $2,937 |
| 11932 | Bridgehampton | $2,670 | $2,937 |
| 11948 | Laurel | $2,670 | $2,937 |
| 11960 | Remsenburg | $2,670 | $2,937 |
| 11962 | Sagaponack | $2,670 | $2,937 |
| 11969 | Southampton | $2,670 | $2,937 |
| 11970 | South Jamesport | $2,670 | $2,937 |
| 11971 | Southold | $2,670 | $2,937 |
| 11972 | Speonk | $2,670 | $2,937 |
| 11740 | Greenlawn | $2,650 | $2,915 |
| 11941 | Eastport | $2,650 | $2,915 |
| 11798 | Wyandanch | $2,630 | $2,893 |
| 11958 | Peconic | $2,630 | $2,893 |
| 11967 | Shirley | $2,630 | $2,893 |
| 11968 | Southampton | $2,620 | $2,882 |
| 11767 | Nesconset | $2,610 | $2,871 |
| 11779 | Ronkonkoma | $2,610 | $2,871 |
| 11949 | Manorville | $2,610 | $2,871 |
| 11978 | Westhampton Beach | $2,590 | $2,849 |
| 11704 | West Babylon | $2,580 | $2,838 |
| 11720 | Centereach | $2,580 | $2,838 |
| 11973 | Upton | $2,580 | $2,838 |
| 11901 | Riverhead | $2,570 | $2,827 |
| 11931 | Aquebogue | $2,570 | $2,827 |
| 11935 | Cutchogue | $2,570 | $2,827 |
| 11947 | Jamesport | $2,570 | $2,827 |
| 11952 | Mattituck | $2,570 | $2,827 |
| 11956 | New Suffolk | $2,570 | $2,827 |
| 11772 | Patchogue | $2,540 | $2,794 |
| 11703 | North Babylon | $2,530 | $2,783 |
| 11933 | Calverton | $2,510 | $2,761 |
| 11953 | Middle Island | $2,510 | $2,761 |
| 11934 | Center Moriches | $2,500 | $2,750 |
| 11706 | Bay Shore | $2,480 | $2,728 |
| 11717 | Brentwood | $2,480 | $2,728 |
| 11718 | Brightwaters | $2,480 | $2,728 |
| 11726 | Copiague | $2,480 | $2,728 |
| 11729 | Deer Park | $2,480 | $2,728 |
| 11746 | Huntington Station | $2,480 | $2,728 |
| 11749 | Islandia | $2,480 | $2,728 |
| 11754 | Kings Park | $2,480 | $2,728 |
| 11757 | Lindenhurst | $2,480 | $2,728 |
| 11770 | Ocean Beach | $2,480 | $2,728 |
| 11778 | Rocky Point | $2,480 | $2,728 |
| 11942 | East Quogue | $2,480 | $2,728 |
| 11944 | Greenport | $2,480 | $2,728 |
| 11950 | Mastic | $2,480 | $2,728 |
| 11961 | Ridge | $2,480 | $2,728 |
Questions
What is the Fair Market Rent in Suffolk County, NY for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Suffolk County, NY are $1,964 for a studio, $2,285 for one bedroom, $2,689 for two bedrooms, $3,458 for three and $3,671 for four bedrooms, per month including utilities.
What is the area median income in Suffolk County, NY?
HUD's FY2026 median family income for the area is $164,300, down 0.4% from $164,900 in FY2025.
What is 80% of AMI in Suffolk County, NY for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $128,100 a year. The very low-income limit (50%) is $82,150 and the extremely low-income limit is $49,300.
What is the 60% AMI limit for tax credit housing in Suffolk County, NY?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $69,060 for one person and $98,580 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,420 to $2,958), and can ask HUD for exceptions. Check the payment standard with your local housing agency.