Income Limits by County

FY2027 Small Area FMR · Riverhead, NY

ZIP 11901 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11901 (Riverhead, NY) is $2,570 a month, down 0.4% from FY2026. That is 4% below the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,570per month ▼ 0.4%
Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY
Rank in the area152ndof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,313
2 BR Small Area FMR$2,570
110% of SAFMR$2,827

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11901 sits in the Nassau-Suffolk, NY area

$2,480$4,030median $2,740

Of the 190 ZIP codes HUD lists for the area, 11901 has the 152nd highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,570 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,880$1,692 – $2,068$1,964$1,870
1 bedroom$2,180$1,962 – $2,398$2,285$2,230
2 bedrooms$2,570$2,313 – $2,827$2,689$2,580
3 bedrooms$3,310$2,979 – $3,641$3,458$3,350
4 bedrooms$3,510$3,159 – $3,861$3,671$3,540

A household renting a two-bedroom home at the Small Area FMR of $2,570 needs about $102,800 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11901 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11931Aquebogue1.9 mi$2,570
11970South Jamesport3.7 mi$2,670
11947Jamesport4.3 mi$2,570
11948Laurel5.6 mi$2,670
11972Speonk6.1 mi$2,670
11942East Quogue6.2 mi$2,480

Questions

What is the Fair Market Rent for ZIP code 11901?

HUD's FY2027 Small Area Fair Market Rents for 11901 are $1,880 (studio), $2,180 (1 BR), $2,570 (2 BR), $3,310 (3 BR) and $3,510 (4 BR) a month.

What is the Section 8 payment standard in 11901?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11901 that range is $2,313 to $2,827 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11901?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.