FY2027 Small Area FMR · Hampton Bays, NY

ZIP 11946 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11946 (Hampton Bays, NY) is $2,880 a month, down 0.7% from FY2026. That is 7% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,880per month ▼ 0.7%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area67thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,592

2 BR Small Area FMR$2,880

110% of SAFMR$3,168

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,100■ 0.0%

1 BR$2,450▼ 2.4%

2 BR$2,880▼ 0.7%

3 BR$3,700▼ 1.6%

4 BR$3,930▼ 1.3%

FY2027 FY2026

Where 11946 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11946 has the 67th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,880 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,100	$1,890 – $2,310	$1,964	$2,100
1 bedroom	$2,450	$2,205 – $2,695	$2,285	$2,510
2 bedrooms	$2,880	$2,592 – $3,168	$2,689	$2,900
3 bedrooms	$3,700	$3,330 – $4,070	$3,458	$3,760
4 bedrooms	$3,930	$3,537 – $4,323	$3,671	$3,980

A household renting a two-bedroom home at the Small Area FMR of $2,880 needs about $115,200 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11946 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11942	East Quogue	3.5 mi	$2,480
11959	Quogue	5.3 mi	$3,800
11970	South Jamesport	5.6 mi	$2,670
11968	Southampton	6.1 mi	$2,620
11947	Jamesport	6.1 mi	$2,570
11948	Laurel	6.4 mi	$2,670

Questions

What is the Fair Market Rent for ZIP code 11946?

HUD's FY2027 Small Area Fair Market Rents for 11946 are $2,100 (studio), $2,450 (1 BR), $2,880 (2 BR), $3,700 (3 BR) and $3,930 (4 BR) a month.

What is the Section 8 payment standard in 11946?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11946 that range is $2,592 to $3,168 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11946?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.