FY2027 Small Area FMR · Wainscott, NY

ZIP 11975 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11975 (Wainscott, NY) is $3,470 a month, down 2.3% from FY2026. That is 29% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,470per month ▼ 2.3%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area14thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,123

2 BR Small Area FMR$3,470

110% of SAFMR$3,817

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,530▼ 1.9%

1 BR$2,940▼ 4.5%

2 BR$3,470▼ 2.3%

3 BR$4,460▼ 3.3%

4 BR$4,730▼ 3.1%

FY2027 FY2026

Where 11975 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11975 has the 14th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,530	$2,277 – $2,783	$1,964	$2,580
1 bedroom	$2,940	$2,646 – $3,234	$2,285	$3,080
2 bedrooms	$3,470	$3,123 – $3,817	$2,689	$3,550
3 bedrooms	$4,460	$4,014 – $4,906	$3,458	$4,610
4 bedrooms	$4,730	$4,257 – $5,203	$3,671	$4,880

A household renting a two-bedroom home at the Small Area FMR of $3,470 needs about $138,800 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11975 lies mainly in Suffolk County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11962	Sagaponack	1.4 mi	$2,670
11932	Bridgehampton	3.3 mi	$2,670
11963	Sag Harbor	5.4 mi	$3,660
11976	Water Mill	5.7 mi	$2,920
11937	East Hampton	6.3 mi	$3,450
11964	Shelter Island	8.1 mi	$3,610

Questions

What is the Fair Market Rent for ZIP code 11975?

HUD's FY2027 Small Area Fair Market Rents for 11975 are $2,530 (studio), $2,940 (1 BR), $3,470 (2 BR), $4,460 (3 BR) and $4,730 (4 BR) a month.

What is the Section 8 payment standard in 11975?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11975 that range is $3,123 to $3,817 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11975?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.