FY2027 Small Area FMR · Ballston Lake, NY

ZIP 12019 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12019 (Ballston Lake, NY) is $1,650 a month, down 2.9% from FY2026. That is 4% below the Albany-Schenectady-Troy, NY area-wide FMR of $1,711.

2-bedroom SAFMR$1,650per month ▼ 2.9%

Area-wide 2 BR FMR$1,711Albany-Schenectady-Troy, NY

Rank in the area67thof 153 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485

2 BR Small Area FMR$1,650

110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,190▼ 2.5%

1 BR$1,370▼ 2.8%

2 BR$1,650▼ 2.9%

3 BR$1,970▼ 3.4%

4 BR$2,170▼ 3.6%

FY2027 FY2026

Where 12019 sits in the Albany-Schenectady-Troy, NY area

Of the 153 ZIP codes HUD lists for the area, 12019 has the 67th highest two-bedroom Small Area FMR. Albany-Schenectady-Troy, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,711 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,190	$1,071 – $1,309	$1,238	$1,220
1 bedroom	$1,370	$1,233 – $1,507	$1,425	$1,410
2 bedrooms	$1,650	$1,485 – $1,815	$1,711	$1,700
3 bedrooms	$1,970	$1,773 – $2,167	$2,039	$2,040
4 bedrooms	$2,170	$1,953 – $2,387	$2,249	$2,250

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $123,100 and the 80% low-income limit for four people is $98,500. ZIP code 12019 lies mainly in Saratoga County and Schenectady County. See the Albany-Schenectady-Troy, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12027	Burnt Hills	1.3 mi	$1,780
12020	Ballston Spa	4.7 mi	$2,110
12151	Round Lake	4.8 mi	$2,230
12008	Alplaus	5.7 mi	$1,670
12302	Schenectady	6.4 mi	$1,680
12065	Clifton Park	7.5 mi	$1,890

Questions

What is the Fair Market Rent for ZIP code 12019?

HUD's FY2027 Small Area Fair Market Rents for 12019 are $1,190 (studio), $1,370 (1 BR), $1,650 (2 BR), $1,970 (3 BR) and $2,170 (4 BR) a month.

What is the Section 8 payment standard in 12019?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12019 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12019?

The FY2026 income limits of the Albany-Schenectady-Troy, NY area apply: median family income $123,100, low-income (80%) limit $98,500 for a family of four.