FY2027 Small Area FMR · Fort Hunter, NY

ZIP 12069 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12069 (Fort Hunter, NY) is $1,140 a month, up 1.8% from FY2026. That is 3% above the Montgomery County, NY area-wide FMR of $1,111.

2-bedroom SAFMR$1,140per month ▲ 1.8%

Area-wide 2 BR FMR$1,111Montgomery County, NY

Rank in the area10thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▼ 6.7%

1 BR$890▼ 2.2%

2 BR$1,140▲ 1.8%

3 BR$1,390▼ 0.7%

4 BR$1,530▲ 1.3%

FY2027 FY2026

Where 12069 sits in the Montgomery County, NY area

Of the 20 ZIP codes HUD lists for the area, 12069 has the 10th highest two-bedroom Small Area FMR. Montgomery County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,111 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$814	$900
1 bedroom	$890	$801 – $979	$862	$910
2 bedrooms	$1,140	$1,026 – $1,254	$1,111	$1,120
3 bedrooms	$1,390	$1,251 – $1,529	$1,359	$1,400
4 bedrooms	$1,530	$1,377 – $1,683	$1,490	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $95,500 and the 80% low-income limit for four people is $76,400. ZIP code 12069 lies mainly in Montgomery County. See the Montgomery County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12177	Tribes Hill	0.5 mi	$1,040
12070	Fort Johnson	2.9 mi	$1,010
12010	Amsterdam	5.4 mi	$1,540
12072	Fultonville	5.7 mi	$1,110
12068	Fonda	6.2 mi	$1,030
12095	Johnstown	8.3 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 12069?

HUD's FY2027 Small Area Fair Market Rents for 12069 are $840 (studio), $890 (1 BR), $1,140 (2 BR), $1,390 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 12069?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12069 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12069?

The FY2026 income limits of the Montgomery County, NY area apply: median family income $95,500, low-income (80%) limit $76,400 for a family of four.