FY2027 Small Area FMR · Tribes Hill, NY

ZIP 12177 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12177 (Tribes Hill, NY) is $1,040 a month, up 2.0% from FY2026. That is 6% below the Montgomery County, NY area-wide FMR of $1,111.

2-bedroom SAFMR$1,040per month ▲ 2.0%

Area-wide 2 BR FMR$1,111Montgomery County, NY

Rank in the area14thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 1.2%

1 BR$810▼ 2.4%

2 BR$1,040▲ 2.0%

3 BR$1,270▼ 0.8%

4 BR$1,400▲ 1.4%

FY2027 FY2026

Where 12177 sits in the Montgomery County, NY area

Of the 20 ZIP codes HUD lists for the area, 12177 has the 14th highest two-bedroom Small Area FMR. Montgomery County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,111 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$814	$820
1 bedroom	$810	$729 – $891	$862	$830
2 bedrooms	$1,040	$936 – $1,144	$1,111	$1,020
3 bedrooms	$1,270	$1,143 – $1,397	$1,359	$1,280
4 bedrooms	$1,400	$1,260 – $1,540	$1,490	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $95,500 and the 80% low-income limit for four people is $76,400. ZIP code 12177 lies mainly in Montgomery County. See the Montgomery County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12069	Fort Hunter	0.5 mi	$1,140
12070	Fort Johnson	2.7 mi	$1,010
12072	Fultonville	5.8 mi	$1,110
12068	Fonda	5.8 mi	$1,030
12010	Amsterdam	5.8 mi	$1,540
12095	Johnstown	7.8 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 12177?

HUD's FY2027 Small Area Fair Market Rents for 12177 are $810 (studio), $810 (1 BR), $1,040 (2 BR), $1,270 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 12177?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12177 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12177?

The FY2026 income limits of the Montgomery County, NY area apply: median family income $95,500, low-income (80%) limit $76,400 for a family of four.