FY2027 Small Area FMR · Malden Bridge, NY

ZIP 12115 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12115 (Malden Bridge, NY) is $1,360 a month, up 0.7% from FY2026. That is 10% below the Columbia County, NY area-wide FMR of $1,503.

2-bedroom SAFMR$1,360per month ▲ 0.7%

Area-wide 2 BR FMR$1,503Columbia County, NY

Rank in the area34thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224

2 BR Small Area FMR$1,360

110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▲ 5.6%

1 BR$1,160■ 0.0%

2 BR$1,360▲ 0.7%

3 BR$1,640▲ 1.2%

4 BR$1,790▲ 0.6%

FY2027 FY2026

Where 12115 sits in the Columbia County, NY area

Of the 41 ZIP codes HUD lists for the area, 12115 has the 34th highest two-bedroom Small Area FMR. Columbia County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,259	$1,070
1 bedroom	$1,160	$1,044 – $1,276	$1,300	$1,160
2 bedrooms	$1,360	$1,224 – $1,496	$1,503	$1,350
3 bedrooms	$1,640	$1,476 – $1,804	$1,837	$1,620
4 bedrooms	$1,790	$1,611 – $1,969	$1,975	$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $116,800 and the 80% low-income limit for four people is $93,450. ZIP code 12115 lies mainly in Columbia County. See the Columbia County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12024	Brainard	2.2 mi	$1,580
12132	North Chatham	2.8 mi	$1,360
12136	Old Chatham	4.0 mi	$1,730
12123	Nassau	4.8 mi	$1,540
12130	Niverville	4.9 mi	$1,360
12195	West Lebanon	5.2 mi	$1,640

Questions

What is the Fair Market Rent for ZIP code 12115?

HUD's FY2027 Small Area Fair Market Rents for 12115 are $1,130 (studio), $1,160 (1 BR), $1,360 (2 BR), $1,640 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 12115?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12115 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12115?

The FY2026 income limits of the Columbia County, NY area apply: median family income $116,800, low-income (80%) limit $93,450 for a family of four.