FY2027 Small Area FMR · Old Chatham, NY

ZIP 12136 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12136 (Old Chatham, NY) is $1,730 a month, up 3.0% from FY2026. That is 15% above the Columbia County, NY area-wide FMR of $1,503.

2-bedroom SAFMR$1,730per month ▲ 3.0%

Area-wide 2 BR FMR$1,503Columbia County, NY

Rank in the area9thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,557

2 BR Small Area FMR$1,730

110% of SAFMR$1,903

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,450▼ 0.7%

1 BR$1,500▲ 1.4%

2 BR$1,730▲ 3.0%

3 BR$2,120▲ 5.0%

4 BR$2,280▲ 2.7%

FY2027 FY2026

Where 12136 sits in the Columbia County, NY area

Of the 41 ZIP codes HUD lists for the area, 12136 has the 9th highest two-bedroom Small Area FMR. Columbia County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,450	$1,305 – $1,595	$1,259	$1,460
1 bedroom	$1,500	$1,350 – $1,650	$1,300	$1,480
2 bedrooms	$1,730	$1,557 – $1,903	$1,503	$1,680
3 bedrooms	$2,120	$1,908 – $2,332	$1,837	$2,020
4 bedrooms	$2,280	$2,052 – $2,508	$1,975	$2,220

A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $116,800 and the 80% low-income limit for four people is $93,450. ZIP code 12136 lies mainly in Columbia County. See the Columbia County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12060	East Chatham	3.1 mi	$2,250
12115	Malden Bridge	4.0 mi	$1,360
12024	Brainard	4.2 mi	$1,580
12184	Valatie	4.5 mi	$1,540
12132	North Chatham	4.8 mi	$1,360
12130	Niverville	5.0 mi	$1,360

Questions

What is the Fair Market Rent for ZIP code 12136?

HUD's FY2027 Small Area Fair Market Rents for 12136 are $1,450 (studio), $1,500 (1 BR), $1,730 (2 BR), $2,120 (3 BR) and $2,280 (4 BR) a month.

What is the Section 8 payment standard in 12136?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12136 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12136?

The FY2026 income limits of the Columbia County, NY area apply: median family income $116,800, low-income (80%) limit $93,450 for a family of four.