Income Limits by County

FY2027 Small Area FMR · Stuyvesant Falls, NY

ZIP 12174 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12174 (Stuyvesant Falls, NY) is $1,410 a month, down 0.7% from FY2026. That is 6% below the Columbia County, NY area-wide FMR of $1,503.

2-bedroom SAFMR$1,410per month ▼ 0.7%
Area-wide 2 BR FMR$1,503Columbia County, NY
Rank in the area29thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,269
2 BR Small Area FMR$1,410
110% of SAFMR$1,551

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12174 sits in the Columbia County, NY area

$1,300$2,250median $1,540

Of the 41 ZIP codes HUD lists for the area, 12174 has the 29th highest two-bedroom Small Area FMR. Columbia County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,503 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,180$1,062 – $1,298$1,259$1,230
1 bedroom$1,220$1,098 – $1,342$1,300$1,240
2 bedrooms$1,410$1,269 – $1,551$1,503$1,420
3 bedrooms$1,720$1,548 – $1,892$1,837$1,710
4 bedrooms$1,850$1,665 – $2,035$1,975$1,880

A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $116,800 and the 80% low-income limit for four people is $93,450. ZIP code 12174 lies mainly in Columbia County. See the Columbia County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12173Stuyvesant2.4 mi$1,390
12106Kinderhook2.6 mi$1,430
12172Stottville4.5 mi$1,680
12051Coxsackie5.8 mi$1,240
12184Valatie6.0 mi$1,540
12075Ghent6.1 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 12174?

HUD's FY2027 Small Area Fair Market Rents for 12174 are $1,180 (studio), $1,220 (1 BR), $1,410 (2 BR), $1,720 (3 BR) and $1,850 (4 BR) a month.

What is the Section 8 payment standard in 12174?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12174 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12174?

The FY2026 income limits of the Columbia County, NY area apply: median family income $116,800, low-income (80%) limit $93,450 for a family of four.