FY2027 Small Area FMR · Coxsackie, NY

ZIP 12051 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12051 (Coxsackie, NY) is $1,240 a month, up 1.6% from FY2026. That is 8% below the Greene County, NY area-wide FMR of $1,354.

2-bedroom SAFMR$1,240per month ▲ 1.6%

Area-wide 2 BR FMR$1,354Greene County, NY

Rank in the area37thof 43 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▼ 1.1%

1 BR$1,010▲ 2.0%

2 BR$1,240▲ 1.6%

3 BR$1,640▲ 1.9%

4 BR$1,870▲ 1.6%

FY2027 FY2026

Where 12051 sits in the Greene County, NY area

Of the 43 ZIP codes HUD lists for the area, 12051 has the 37th highest two-bedroom Small Area FMR. Greene County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,354 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$961	$920
1 bedroom	$1,010	$909 – $1,111	$1,095	$990
2 bedrooms	$1,240	$1,116 – $1,364	$1,354	$1,220
3 bedrooms	$1,640	$1,476 – $1,804	$1,768	$1,610
4 bedrooms	$1,870	$1,683 – $2,057	$2,106	$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $85,200. ZIP code 12051 lies mainly in Greene County. See the Greene County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12015	Athens	3.7 mi	$1,450
12058	Earlton	3.8 mi	$1,350
12192	West Coxsackie	4.4 mi	$1,350
12173	Stuyvesant	4.9 mi	$1,390
12174	Stuyvesant Falls	5.8 mi	$1,410
12451	Leeds	6.1 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 12051?

HUD's FY2027 Small Area Fair Market Rents for 12051 are $910 (studio), $1,010 (1 BR), $1,240 (2 BR), $1,640 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 12051?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12051 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12051?

The FY2026 income limits of the Greene County, NY area apply: median family income $106,500, low-income (80%) limit $85,200 for a family of four.