Income Limits by County

FY2027 Small Area FMR · West Coxsackie, NY

ZIP 12192 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12192 (West Coxsackie, NY) is $1,350 a month, up 3.8% from FY2026. That is 0% equal to the Greene County, NY area-wide FMR of $1,354.

2-bedroom SAFMR$1,350per month ▲ 3.8%
Area-wide 2 BR FMR$1,354Greene County, NY
Rank in the area20thof 43 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,215
2 BR Small Area FMR$1,350
110% of SAFMR$1,485

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12192 sits in the Greene County, NY area

$1,240$1,750median $1,350

Of the 43 ZIP codes HUD lists for the area, 12192 has the 20th highest two-bedroom Small Area FMR. Greene County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,354 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$961$980
1 bedroom$1,090$981 – $1,199$1,095$1,080
2 bedrooms$1,350$1,215 – $1,485$1,354$1,300
3 bedrooms$1,760$1,584 – $1,936$1,768$1,660
4 bedrooms$2,100$1,890 – $2,310$2,106$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $85,200. ZIP code 12192 lies mainly in Greene County. See the Greene County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12124New Baltimore3.3 mi$1,350
12087Hannacroix3.7 mi$1,540
12173Stuyvesant4.0 mi$1,390
12051Coxsackie4.4 mi$1,240
12045Coeymans5.3 mi$1,960
12042Climax5.7 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 12192?

HUD's FY2027 Small Area Fair Market Rents for 12192 are $960 (studio), $1,090 (1 BR), $1,350 (2 BR), $1,760 (3 BR) and $2,100 (4 BR) a month.

What is the Section 8 payment standard in 12192?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12192 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12192?

The FY2026 income limits of the Greene County, NY area apply: median family income $106,500, low-income (80%) limit $85,200 for a family of four.