FY2027 Small Area FMR · Whitehall, NY

ZIP 12887 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12887 (Whitehall, NY) is $1,240 a month, unchanged from FY2026. That is 8% below the Glens Falls, NY area-wide FMR of $1,347.

2-bedroom SAFMR$1,240per month ■ 0.0%

Area-wide 2 BR FMR$1,347Glens Falls, NY

Rank in the area35thof 53 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▲ 2.1%

1 BR$990▲ 1.0%

2 BR$1,240■ 0.0%

3 BR$1,610▲ 0.6%

4 BR$1,630▼ 0.6%

FY2027 FY2026

Where 12887 sits in the Glens Falls, NY area

Of the 53 ZIP codes HUD lists for the area, 12887 has the 35th highest two-bedroom Small Area FMR. Glens Falls, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,347 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$1,066	$960
1 bedroom	$990	$891 – $1,089	$1,073	$980
2 bedrooms	$1,240	$1,116 – $1,364	$1,347	$1,240
3 bedrooms	$1,610	$1,449 – $1,771	$1,745	$1,600
4 bedrooms	$1,630	$1,467 – $1,793	$1,770	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $94,100 and the 80% low-income limit for four people is $76,000. ZIP code 12887 lies mainly in Washington County. See the Glens Falls, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12854	North Granville	5.9 mi	$1,220
12821	Comstock	6.3 mi	$1,220
12819	Clemons	6.4 mi	$1,410
12849	Middle Granville	6.9 mi	$1,220
12837	Hampton	6.9 mi	$1,480
05764	Poultney	8.8 mi	$1,400

Questions

What is the Fair Market Rent for ZIP code 12887?

HUD's FY2027 Small Area Fair Market Rents for 12887 are $980 (studio), $990 (1 BR), $1,240 (2 BR), $1,610 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 12887?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12887 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12887?

The FY2026 income limits of the Glens Falls, NY area apply: median family income $94,100, low-income (80%) limit $76,000 for a family of four.