FY2027 Small Area FMR · Keeseville, NY
ZIP 12911 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12911 (Keeseville, NY) is $1,310 a month, down 5.1% from FY2026. That is 9% above the Clinton County, NY area-wide FMR of $1,205.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 12911 sits in the Clinton County, NY area
Of the 29 ZIP codes HUD lists for the area, 12911 has the 4th highest two-bedroom Small Area FMR. Clinton County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,205 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.
ZIP code 12911 crosses more than one HUD area. HUD also lists it under Essex County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $990 | $891 – $1,089 | $936 | $1,070 |
| 1 bedroom | $1,020 | $918 – $1,122 | $942 | $1,070 |
| 2 bedrooms | $1,310 | $1,179 – $1,441 | $1,205 | $1,380 |
| 3 bedrooms | $1,570 | $1,413 – $1,727 | $1,436 | $1,670 |
| 4 bedrooms | $1,790 | $1,611 – $1,969 | $1,630 | $1,860 |
A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $95,400 and the 80% low-income limit for four people is $76,300. ZIP code 12911 lies mainly in Clinton County and Essex County. See the Clinton County, NY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 12911?
HUD's FY2027 Small Area Fair Market Rents for 12911 are $990 (studio), $1,020 (1 BR), $1,310 (2 BR), $1,570 (3 BR) and $1,790 (4 BR) a month.
What is the Section 8 payment standard in 12911?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12911 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 12911?
The FY2026 income limits of the Clinton County, NY area apply: median family income $95,400, low-income (80%) limit $76,300 for a family of four.