Income Limits by County

FY2027 Fair Market Rent · New York

Clinton County Fair Market Rent & Income Limits

HUD's FY2027 Fair Market Rent for a two-bedroom home in Clinton County, NY is $1,205 a month, down 3.3% from FY2026. The area median family income is $95,400, and a family of four counts as low income up to $76,300 a year.

2-bedroom FMR$1,205per month ▼ 3.3%
Median family income$95,400FY2026 ▲ 1.2%
80% limit, 4 people$76,300low income

Fair Market Rent by unit size

FY2027 FY2026

Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Clinton County, NY.

Low income (80% limit)

A household of 4 earning $74,300 is under the 80% limit of $76,300 for this area. At 30% of income it could pay about $1,858 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits in Clinton County

HUD's FY2026 income limits for Clinton County, NY are based on a median family income of $95,400. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$20,050$33,400$40,080$53,450
2$22,900$38,200$45,840$61,050
3$27,320$42,950$51,540$68,700
4$33,000$47,700$57,240$76,300
5$38,680$51,550$61,860$82,450
6$44,360$55,350$66,420$88,550
7$50,040$59,150$70,980$94,650
8$55,720$63,000$75,600$100,750

Rent history

Since FY2017 the two-bedroom FMR here has gone from $852 to $1,205, up 41.4% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $332.

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,205FY2001: $521FY2002: $534FY2003: $546FY2004: $548FY2005: $585FY2006: $610FY2007: $641FY2008: $742FY2009: $767FY2010: $797FY2011: $790FY2012: $788FY2013: $737FY2014: $814FY2015: $845FY2016: $782FY2017: $852FY2018: $808FY2019: $810FY2020: $842FY2021: $884FY2022: $884FY2023: $992FY2024: $1,047FY2025: $1,200FY2026: $1,246FY2027: $1,205

What it takes to afford the rent

To keep a two-bedroom rent of $1,205 at no more than 30% of income, the usual affordability rule, a household needs about $48,200 a year. That is 51% of the area median family income of $95,400, so a typical family can afford it with room to spare.

Fair Market Rent by year (monthly gross rent incl. utilities)
UnitFY2027FY2026FY2025Income to affordat 30%
Studio$936$973$945$37,400
1 bedroom$942$980$951$37,700
2 bedrooms$1,205$1,246$1,200$48,200
3 bedrooms$1,436$1,494$1,446$57,400
4 bedrooms$1,630$1,650$1,591$65,200

How Clinton County compares

Clinton County is outside any metropolitan area, so HUD calculates a separate non-metro Fair Market Rent and income limits for the county itself.

Clinton County has the 43rd highest two-bedroom Fair Market Rent of the 62 counties in New York; the population-weighted average across New York is $2,402 and the nationwide average is $1,751.

Herkimer County $1,210Oneida County $1,210Broome County $1,219Tioga County $1,219Schuyler County $1,180Otsego County $1,235

All 62 counties in New York →

Small Area FMRs by ZIP code

HUD also publishes Small Area Fair Market Rents for each ZIP code. In Clinton County the two-bedroom figure ranges from $1,130 to $1,810 across 25 ZIP codes, against the area-wide $1,205. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.

ZIPPlace2 BR SAFMR110% payment std.
12903Plattsburgh$1,810$1,991
12911Keeseville$1,310$1,441
12972Peru$1,290$1,419
12962Morrisonville$1,280$1,408
12901Plattsburgh$1,270$1,397
12919Champlain$1,250$1,375
12924Keeseville$1,220$1,342
12985Schuyler Falls$1,210$1,331
12958Mooers$1,200$1,320
12912Au Sable Forks$1,180$1,298
12921Chazy$1,180$1,298
12992West Chazy$1,180$1,298
12918Cadyville$1,170$1,287
12910Altona$1,160$1,276
12923Churubusco$1,130$1,243
12929Dannemora$1,130$1,243
12933Ellenburg$1,130$1,243
12934Ellenburg Center$1,130$1,243
12935Ellenburg Depot$1,130$1,243
12952Lyon Mountain$1,130$1,243
12955Lyon Mountain$1,130$1,243
12959Mooers Forks$1,130$1,243
12978Redford$1,130$1,243
12979Rouses Point$1,130$1,243
12981Saranac$1,130$1,243

Questions

What is the Fair Market Rent in Clinton County, NY for 2027?

For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Clinton County, NY are $936 for a studio, $942 for one bedroom, $1,205 for two bedrooms, $1,436 for three and $1,630 for four bedrooms, per month including utilities.

What is the area median income in Clinton County, NY?

HUD's FY2026 median family income for the area is $95,400, up 1.2% from $94,300 in FY2025.

What is 80% of AMI in Clinton County, NY for a family of 4?

The FY2026 low-income limit (80%) for a household of four is $76,300 a year. The very low-income limit (50%) is $47,700 and the extremely low-income limit is $33,000.

What is the 60% AMI limit for tax credit housing in Clinton County, NY?

Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $40,080 for one person and $57,240 for four.

Is the Fair Market Rent the same as the Section 8 payment standard?

No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $1,084 to $1,326), and can ask HUD for exceptions. Check the payment standard with your local housing agency.