Income Limits by County

FY2027 Small Area FMR · Savannah, NY

ZIP 13146 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13146 (Savannah, NY) is $1,420 a month, up 10.1% from FY2026. That is 0% equal to the Rochester, NY area-wide FMR of $1,416.

2-bedroom SAFMR$1,420per month ▲ 10.1%
Area-wide 2 BR FMR$1,416Rochester, NY
Rank in the area57thof 151 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,278
2 BR Small Area FMR$1,420
110% of SAFMR$1,562

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13146 sits in the Rochester, NY area

$1,010$2,130median $1,420

Of the 151 ZIP codes HUD lists for the area, 13146 has the 57th highest two-bedroom Small Area FMR. Rochester, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,416 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.

ZIP code 13146 crosses more than one HUD area. HUD also lists it under Cayuga County, NY (same figures) and Seneca County, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,010$909 – $1,111$1,005$920
1 bedroom$1,140$1,026 – $1,254$1,131$1,040
2 bedrooms$1,420$1,278 – $1,562$1,416$1,290
3 bedrooms$1,710$1,539 – $1,881$1,706$1,550
4 bedrooms$1,880$1,692 – $2,068$1,875$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $85,600. ZIP code 13146 lies mainly in Wayne County and Seneca County. See the Rochester, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13154South Butler3.5 mi$1,420
13140Port Byron5.3 mi$1,160
13117Montezuma5.7 mi$1,180
14433Clyde6.4 mi$1,420
14542Rose7.0 mi$1,440
13034Cayuga9.2 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 13146?

HUD's FY2027 Small Area Fair Market Rents for 13146 are $1,010 (studio), $1,140 (1 BR), $1,420 (2 BR), $1,710 (3 BR) and $1,880 (4 BR) a month.

What is the Section 8 payment standard in 13146?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13146 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13146?

The FY2026 income limits of the Rochester, NY area apply: median family income $107,000, low-income (80%) limit $85,600 for a family of four.