FY2027 Small Area FMR · Alder Creek, NY

ZIP 13301 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13301 (Alder Creek, NY) is $1,170 a month, down 9.3% from FY2026. That is 3% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,170per month ▼ 9.3%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area47thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▼ 9.1%

1 BR$930▼ 9.7%

2 BR$1,170▼ 9.3%

3 BR$1,410▼ 9.6%

4 BR$1,620▼ 10.0%

FY2027 FY2026

Where 13301 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13301 has the 47th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$857	$990
1 bedroom	$930	$837 – $1,023	$946	$1,030
2 bedrooms	$1,170	$1,053 – $1,287	$1,210	$1,290
3 bedrooms	$1,410	$1,269 – $1,551	$1,442	$1,560
4 bedrooms	$1,620	$1,458 – $1,782	$1,636	$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13301 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13438	Remsen	5.2 mi	$1,080
13309	Boonville	7.3 mi	$1,060
13486	Westernville	8.0 mi	$1,340
13435	Prospect	8.4 mi	$1,080
13352	Hinckley	8.7 mi	$1,080
13494	Woodgate	8.9 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 13301?

HUD's FY2027 Small Area Fair Market Rents for 13301 are $900 (studio), $930 (1 BR), $1,170 (2 BR), $1,410 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 13301?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13301 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13301?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.