Income Limits by County

HUD Metro FMR Area · 2 counties

Utica-Rome, NY Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Utica-Rome, NY area at $1,210 a month, up 3.2% from FY2026. The FY2026 median family income is $98,500. The same figures apply in all 2 counties of the area.

2-bedroom FMR$1,210per month ▲ 3.2%
Median family income$98,500FY2026
People in the area288,881HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Utica-Rome, NY.

Low income (80% limit)

A household of 4 earning $76,300 is under the 80% limit of $78,300 for this area. At 30% of income it could pay about $1,908 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$20,550$34,250$41,100$54,800
2$23,500$39,150$46,980$62,650
3$27,320$44,050$52,860$70,500
4$33,000$48,950$58,740$78,300
5$38,680$52,900$63,480$84,550
6$44,360$56,800$68,160$90,850
7$50,040$60,700$72,840$97,100
8$55,720$64,600$77,520$103,400

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $59,100 for four people, against the regular $58,740.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,210FY2001: $484FY2002: $495FY2003: $507FY2004: $509FY2005: $544FY2006: $567FY2007: $596FY2008: $699FY2009: $722FY2010: $750FY2011: $744FY2012: $721FY2013: $729FY2014: $779FY2015: $714FY2016: $741FY2017: $819FY2018: $780FY2019: $786FY2020: $790FY2021: $796FY2022: $863FY2023: $955FY2024: $992FY2025: $1,159FY2026: $1,172FY2027: $1,210

Counties in the area

CountyPeople2 BR FMR
Oneida County, NY229,124$1,210
Herkimer County, NY59,757$1,210

Small Area FMRs across 84 ZIP codes

Two-bedroom Small Area FMRs in the Utica-Rome, NY area run from $1,060 to $1,610; the middle ZIP code is at $1,220, against the area-wide FMR of $1,210. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,060$1,610median $1,220

Highest ZIP codes

13403 (Marcy, NY)$1,610
13042 (Cleveland, NY)$1,510
13469 (Stittville, NY)$1,450
13483 (Westdale, NY)$1,440
13323 (Clinton, NY)$1,440
13413 (New Hartford, NY)$1,440
13461 (Sherrill, NY)$1,440
13363 (Lee Center, NY)$1,430

Lowest ZIP codes

13477 (Vernon Center, NY)$1,060
13470 (Stratford, NY)$1,060
13456 (Sauquoit, NY)$1,060
13454 (Salisbury Center, NY)$1,060
13431 (Poland, NY)$1,060
13416 (Newport, NY)$1,060
13407 (Mohawk, NY)$1,060
13406 (Middleville, NY)$1,060

Questions

What is the Fair Market Rent in the Utica-Rome, NY area?

HUD's FY2027 Fair Market Rents for the Utica-Rome, NY area are $857 (studio), $946 (1 BR), $1,210 (2 BR), $1,442 (3 BR) and $1,636 (4 BR) a month.

What is the area median income for Utica-Rome, NY?

The FY2026 median family income is $98,500; the 80% low-income limit for four people is $78,300.

Which counties are in this HUD metro area?

Oneida County, NY and Herkimer County, NY.