Income Limits by County

FY2027 Small Area FMR · Deansboro, NY

ZIP 13328 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13328 (Deansboro, NY) is $1,220 a month, up 1.7% from FY2026. That is 1% above the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,220per month ▲ 1.7%
Area-wide 2 BR FMR$1,210Utica-Rome, NY
Rank in the area42ndof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13328 sits in the Utica-Rome, NY area

$1,060$1,610median $1,220

Of the 84 ZIP codes HUD lists for the area, 13328 has the 42nd highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$857$920
1 bedroom$960$864 – $1,056$946$950
2 bedrooms$1,220$1,098 – $1,342$1,210$1,200
3 bedrooms$1,460$1,314 – $1,606$1,442$1,440
4 bedrooms$1,650$1,485 – $1,815$1,636$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13328 lies mainly in Oneida County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13425Oriskany Falls3.2 mi$1,260
13323Clinton4.5 mi$1,440
13477Vernon Center5.4 mi$1,060
13480Waterville5.7 mi$1,260
13455Sangerfield6.1 mi$1,150
13402Madison7.4 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 13328?

HUD's FY2027 Small Area Fair Market Rents for 13328 are $860 (studio), $960 (1 BR), $1,220 (2 BR), $1,460 (3 BR) and $1,650 (4 BR) a month.

What is the Section 8 payment standard in 13328?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13328 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13328?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.