FY2027 Small Area FMR · Ilion, NY

ZIP 13357 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13357 (Ilion, NY) is $1,190 a month, up 9.2% from FY2026. That is 2% below the Utica-Rome, NY area-wide FMR of $1,210.

2-bedroom SAFMR$1,190per month ▲ 9.2%

Area-wide 2 BR FMR$1,210Utica-Rome, NY

Rank in the area46thof 84 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840■ 0.0%

1 BR$930▲ 8.1%

2 BR$1,190▲ 9.2%

3 BR$1,420▲ 8.4%

4 BR$1,610▲ 6.6%

FY2027 FY2026

Where 13357 sits in the Utica-Rome, NY area

Of the 84 ZIP codes HUD lists for the area, 13357 has the 46th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$857	$840
1 bedroom	$930	$837 – $1,023	$946	$860
2 bedrooms	$1,190	$1,071 – $1,309	$1,210	$1,090
3 bedrooms	$1,420	$1,278 – $1,562	$1,442	$1,310
4 bedrooms	$1,610	$1,449 – $1,771	$1,636	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13357 lies mainly in Herkimer County. See the Utica-Rome, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13322	Clayville	6.2 mi	$1,210
13407	Mohawk	6.6 mi	$1,060
13340	Frankfort	6.7 mi	$1,140
13350	Herkimer	7.4 mi	$1,130
13491	West Winfield	8.6 mi	$1,260
13439	Richfield Springs	9.0 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 13357?

HUD's FY2027 Small Area Fair Market Rents for 13357 are $840 (studio), $930 (1 BR), $1,190 (2 BR), $1,420 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 13357?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13357 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13357?

The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.