FY2027 Small Area FMR · Raquette Lake, NY

ZIP 13436 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13436 (Raquette Lake, NY) is $1,290 a month, down 9.8% from FY2026. That is 0% equal to the Hamilton County, NY area-wide FMR of $1,287.

2-bedroom SAFMR$1,290per month ▼ 9.8%

Area-wide 2 BR FMR$1,287Hamilton County, NY

Rank in the area3rdof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▼ 9.3%

1 BR$990▼ 9.2%

2 BR$1,290▼ 9.8%

3 BR$1,550▼ 9.4%

4 BR$1,710▼ 9.5%

FY2027 FY2026

Where 13436 sits in the Hamilton County, NY area

Of the 14 ZIP codes HUD lists for the area, 13436 has the 3rd highest two-bedroom Small Area FMR. Hamilton County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,287 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$968	$1,080
1 bedroom	$990	$891 – $1,089	$982	$1,090
2 bedrooms	$1,290	$1,161 – $1,419	$1,287	$1,430
3 bedrooms	$1,550	$1,395 – $1,705	$1,542	$1,710
4 bedrooms	$1,710	$1,539 – $1,881	$1,703	$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $94,200 and the 80% low-income limit for four people is $75,350. ZIP code 13436 lies mainly in Hamilton County. See the Hamilton County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13360	Inlet	6.6 mi	$1,290
13331	Eagle Bay	11.4 mi	$1,290
12847	Long Lake	13.9 mi	$1,290
12812	Blue Mountain Lake	14.5 mi	$1,290
12842	Indian Lake	15.7 mi	$1,290
13420	Old Forge	17.1 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 13436?

HUD's FY2027 Small Area Fair Market Rents for 13436 are $980 (studio), $990 (1 BR), $1,290 (2 BR), $1,550 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 13436?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13436 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13436?

The FY2026 income limits of the Hamilton County, NY area apply: median family income $94,200, low-income (80%) limit $75,350 for a family of four.