FY2027 Small Area FMR · Eagle Bay, NY
ZIP 13331 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13331 (Eagle Bay, NY) is $1,290 a month, up 7.5% from FY2026. That is 7% above the Utica-Rome, NY area-wide FMR of $1,210.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 13331 sits in the Utica-Rome, NY area
Of the 84 ZIP codes HUD lists for the area, 13331 has the 18th highest two-bedroom Small Area FMR. Utica-Rome, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,210 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.
ZIP code 13331 crosses more than one HUD area. HUD also lists it under Hamilton County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $970 | $873 – $1,067 | $857 | $910 |
| 1 bedroom | $990 | $891 – $1,089 | $946 | $920 |
| 2 bedrooms | $1,290 | $1,161 – $1,419 | $1,210 | $1,200 |
| 3 bedrooms | $1,550 | $1,395 – $1,705 | $1,442 | $1,450 |
| 4 bedrooms | $1,710 | $1,539 – $1,881 | $1,636 | $1,590 |
A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $98,500 and the 80% low-income limit for four people is $78,300. ZIP code 13331 lies mainly in Herkimer County and Hamilton County. See the Utica-Rome, NY metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 13331?
HUD's FY2027 Small Area Fair Market Rents for 13331 are $970 (studio), $990 (1 BR), $1,290 (2 BR), $1,550 (3 BR) and $1,710 (4 BR) a month.
What is the Section 8 payment standard in 13331?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13331 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 13331?
The FY2026 income limits of the Utica-Rome, NY area apply: median family income $98,500, low-income (80%) limit $78,300 for a family of four.