FY2027 Small Area FMR · Fine, NY

ZIP 13639 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13639 (Fine, NY) is $1,070 a month, down 6.1% from FY2026. That is 3% above the St. Lawrence County, NY area-wide FMR of $1,041.

2-bedroom SAFMR$1,070per month ▼ 6.1%

Area-wide 2 BR FMR$1,041St. Lawrence County, NY

Rank in the area29thof 55 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▼ 7.3%

1 BR$860▼ 5.5%

2 BR$1,070▼ 6.1%

3 BR$1,380▼ 6.8%

4 BR$1,550▼ 8.3%

FY2027 FY2026

Where 13639 sits in the St. Lawrence County, NY area

Of the 55 ZIP codes HUD lists for the area, 13639 has the 29th highest two-bedroom Small Area FMR. St. Lawrence County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,041 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$725	$820
1 bedroom	$860	$774 – $946	$796	$910
2 bedrooms	$1,070	$963 – $1,177	$1,041	$1,140
3 bedrooms	$1,380	$1,242 – $1,518	$1,246	$1,480
4 bedrooms	$1,550	$1,395 – $1,705	$1,368	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $78,100 and the 80% low-income limit for four people is $71,900. ZIP code 13639 lies mainly in St. Lawrence County. See the St. Lawrence County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13635	Edwards	6.7 mi	$1,080
13670	Oswegatchie	6.9 mi	$1,060
13684	Russell	9.3 mi	$1,060
13648	Harrisville	11.4 mi	$1,070
13666	Newton Falls	11.5 mi	$1,040
13652	Hermon	11.8 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 13639?

HUD's FY2027 Small Area Fair Market Rents for 13639 are $760 (studio), $860 (1 BR), $1,070 (2 BR), $1,380 (3 BR) and $1,550 (4 BR) a month.

What is the Section 8 payment standard in 13639?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13639 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13639?

The FY2026 income limits of the St. Lawrence County, NY area apply: median family income $78,100, low-income (80%) limit $71,900 for a family of four.