Income Limits by County

FY2027 Small Area FMR · Russell, NY

ZIP 13684 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13684 (Russell, NY) is $1,060 a month, up 3.9% from FY2026. That is 2% above the St. Lawrence County, NY area-wide FMR of $1,041.

2-bedroom SAFMR$1,060per month ▲ 3.9%
Area-wide 2 BR FMR$1,041St. Lawrence County, NY
Rank in the area32ndof 55 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13684 sits in the St. Lawrence County, NY area

$1,010$1,490median $1,080

Of the 55 ZIP codes HUD lists for the area, 13684 has the 32nd highest two-bedroom Small Area FMR. St. Lawrence County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,041 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$725$710
1 bedroom$810$729 – $891$796$780
2 bedrooms$1,060$954 – $1,166$1,041$1,020
3 bedrooms$1,270$1,143 – $1,397$1,246$1,220
4 bedrooms$1,390$1,251 – $1,529$1,368$1,350

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $78,100 and the 80% low-income limit for four people is $71,900. ZIP code 13684 lies mainly in St. Lawrence County. See the St. Lawrence County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13639Fine9.3 mi$1,070
13652Hermon10.0 mi$1,140
13687South Colton10.3 mi$1,300
13666Newton Falls10.5 mi$1,040
13625Colton13.2 mi$1,430
13670Oswegatchie14.0 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 13684?

HUD's FY2027 Small Area Fair Market Rents for 13684 are $740 (studio), $810 (1 BR), $1,060 (2 BR), $1,270 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 13684?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13684 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13684?

The FY2026 income limits of the St. Lawrence County, NY area apply: median family income $78,100, low-income (80%) limit $71,900 for a family of four.