FY2027 Small Area FMR · Chenango Forks, NY

ZIP 13746 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13746 (Chenango Forks, NY) is $1,090 a month, up 1.9% from FY2026. That is 11% below the Binghamton, NY area-wide FMR of $1,219.

2-bedroom SAFMR$1,090per month ▲ 1.9%

Area-wide 2 BR FMR$1,219Binghamton, NY

Rank in the area44thof 52 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800■ 0.0%

1 BR$870▲ 1.2%

2 BR$1,090▲ 1.9%

3 BR$1,410▲ 1.4%

4 BR$1,590▲ 0.6%

FY2027 FY2026

Where 13746 sits in the Binghamton, NY area

Of the 52 ZIP codes HUD lists for the area, 13746 has the 44th highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

ZIP code 13746 crosses more than one HUD area. HUD also lists it under Chenango County, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$849	$800
1 bedroom	$870	$783 – $957	$954	$860
2 bedrooms	$1,090	$981 – $1,199	$1,219	$1,070
3 bedrooms	$1,410	$1,269 – $1,551	$1,535	$1,390
4 bedrooms	$1,590	$1,431 – $1,749	$1,769	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 13746 lies mainly in Broome County and Chenango County. See the Binghamton, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13744	Castle Creek	2.2 mi	$1,130
13862	Whitney Point	4.9 mi	$1,100
13777	Glen Aubrey	5.5 mi	$1,200
13901	Binghamton	5.9 mi	$1,150
13905	Binghamton	7.5 mi	$1,320
13833	Port Crane	7.6 mi	$1,460

Questions

What is the Fair Market Rent for ZIP code 13746?

HUD's FY2027 Small Area Fair Market Rents for 13746 are $800 (studio), $870 (1 BR), $1,090 (2 BR), $1,410 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 13746?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13746 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13746?

The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.