FY2027 Small Area FMR · Mc Donough, NY

ZIP 13801 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13801 (Mc Donough, NY) is $1,050 a month, up 6.1% from FY2026. That is 4% above the Chenango County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,050per month ▲ 6.1%

Area-wide 2 BR FMR$1,014Chenango County, NY

Rank in the area18thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 2.3%

1 BR$890▲ 2.3%

2 BR$1,050▲ 6.1%

3 BR$1,450▲ 5.1%

4 BR$1,570▲ 4.0%

FY2027 FY2026

Where 13801 sits in the Chenango County, NY area

Of the 28 ZIP codes HUD lists for the area, 13801 has the 18th highest two-bedroom Small Area FMR. Chenango County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$850	$860
1 bedroom	$890	$801 – $979	$855	$870
2 bedrooms	$1,050	$945 – $1,155	$1,014	$990
3 bedrooms	$1,450	$1,305 – $1,595	$1,404	$1,380
4 bedrooms	$1,570	$1,413 – $1,727	$1,512	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $83,500 and the 80% low-income limit for four people is $71,900. ZIP code 13801 lies mainly in Chenango County. See the Chenango County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13863	Willet	7.1 mi	$1,130
13841	Smithville Flats	7.5 mi	$1,230
13136	Pitcher	8.3 mi	$1,080
13040	Cincinnatus	8.7 mi	$1,080
13830	Oxford	8.9 mi	$1,030
13844	South Plymouth	9.0 mi	$1,520

Questions

What is the Fair Market Rent for ZIP code 13801?

HUD's FY2027 Small Area Fair Market Rents for 13801 are $880 (studio), $890 (1 BR), $1,050 (2 BR), $1,450 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 13801?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13801 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13801?

The FY2026 income limits of the Chenango County, NY area apply: median family income $83,500, low-income (80%) limit $71,900 for a family of four.