Income Limits by County

FY2027 Small Area FMR · Oxford, NY

ZIP 13830 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13830 (Oxford, NY) is $1,030 a month, up 6.2% from FY2026. That is 2% above the Chenango County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,030per month ▲ 6.2%
Area-wide 2 BR FMR$1,014Chenango County, NY
Rank in the area21stof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927
2 BR Small Area FMR$1,030
110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13830 sits in the Chenango County, NY area

$1,010$1,570median $1,090

Of the 28 ZIP codes HUD lists for the area, 13830 has the 21st highest two-bedroom Small Area FMR. Chenango County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$850$850
1 bedroom$870$783 – $957$855$850
2 bedrooms$1,030$927 – $1,133$1,014$970
3 bedrooms$1,430$1,287 – $1,573$1,404$1,350
4 bedrooms$1,540$1,386 – $1,694$1,512$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $83,500 and the 80% low-income limit for four people is $71,900. ZIP code 13830 lies mainly in Chenango County. See the Chenango County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13780Guilford7.8 mi$1,090
13778Greene8.6 mi$1,010
13801Mc Donough8.9 mi$1,050
13815Norwich9.1 mi$1,040
13841Smithville Flats11.1 mi$1,230
13844South Plymouth12.0 mi$1,520

Questions

What is the Fair Market Rent for ZIP code 13830?

HUD's FY2027 Small Area Fair Market Rents for 13830 are $860 (studio), $870 (1 BR), $1,030 (2 BR), $1,430 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 13830?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13830 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13830?

The FY2026 income limits of the Chenango County, NY area apply: median family income $83,500, low-income (80%) limit $71,900 for a family of four.