FY2027 Small Area FMR · Dunkirk, NY

ZIP 14048 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14048 (Dunkirk, NY) is $1,090 a month, up 4.8% from FY2026. That is 7% above the Chautauqua County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,090per month ▲ 4.8%

Area-wide 2 BR FMR$1,014Chautauqua County, NY

Rank in the area14thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 5.6%

1 BR$840▲ 5.0%

2 BR$1,090▲ 4.8%

3 BR$1,440▲ 5.1%

4 BR$1,500▲ 8.7%

FY2027 FY2026

Where 14048 sits in the Chautauqua County, NY area

Of the 40 ZIP codes HUD lists for the area, 14048 has the 14th highest two-bedroom Small Area FMR. Chautauqua County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$706	$720
1 bedroom	$840	$756 – $924	$786	$800
2 bedrooms	$1,090	$981 – $1,199	$1,014	$1,040
3 bedrooms	$1,440	$1,296 – $1,584	$1,338	$1,370
4 bedrooms	$1,500	$1,350 – $1,650	$1,393	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $71,900. ZIP code 14048 lies mainly in Chautauqua County. See the Chautauqua County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14135	Sheridan	3.9 mi	$1,140
14063	Fredonia	5.3 mi	$1,070
14166	Van Buren Point	5.5 mi	$1,050
14136	Silver Creek	7.6 mi	$1,110
14752	Lily Dale	9.2 mi	$1,120
14716	Brocton	9.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 14048?

HUD's FY2027 Small Area Fair Market Rents for 14048 are $760 (studio), $840 (1 BR), $1,090 (2 BR), $1,440 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 14048?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14048 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14048?

The FY2026 income limits of the Chautauqua County, NY area apply: median family income $78,900, low-income (80%) limit $71,900 for a family of four.