Income Limits by County

FY2027 Small Area FMR · Ovid, NY

ZIP 14521 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14521 (Ovid, NY) is $1,240 a month, up 5.1% from FY2026. That is 8% above the Seneca County, NY area-wide FMR of $1,145.

2-bedroom SAFMR$1,240per month ▲ 5.1%
Area-wide 2 BR FMR$1,145Seneca County, NY
Rank in the area13thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116
2 BR Small Area FMR$1,240
110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14521 sits in the Seneca County, NY area

$1,210$1,660median $1,420

Of the 15 ZIP codes HUD lists for the area, 14521 has the 13th highest two-bedroom Small Area FMR. Seneca County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$797$890
1 bedroom$1,000$900 – $1,100$927$930
2 bedrooms$1,240$1,116 – $1,364$1,145$1,180
3 bedrooms$1,670$1,503 – $1,837$1,539$1,560
4 bedrooms$2,070$1,863 – $2,277$1,914$1,980

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $96,800 and the 80% low-income limit for four people is $77,450. ZIP code 14521 lies mainly in Seneca County. See the Seneca County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14588Willard3.4 mi$1,240
14847Interlaken5.9 mi$1,370
14860Lodi6.0 mi$1,320
14541Romulus6.5 mi$1,400
14441Dresden7.8 mi$1,090
13081King Ferry9.0 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 14521?

HUD's FY2027 Small Area Fair Market Rents for 14521 are $860 (studio), $1,000 (1 BR), $1,240 (2 BR), $1,670 (3 BR) and $2,070 (4 BR) a month.

What is the Section 8 payment standard in 14521?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14521 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14521?

The FY2026 income limits of the Seneca County, NY area apply: median family income $96,800, low-income (80%) limit $77,450 for a family of four.