FY2027 Small Area FMR · Lodi, NY

ZIP 14860 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14860 (Lodi, NY) is $1,320 a month, up 7.3% from FY2026. That is 15% above the Seneca County, NY area-wide FMR of $1,145.

2-bedroom SAFMR$1,320per month ▲ 7.3%

Area-wide 2 BR FMR$1,145Seneca County, NY

Rank in the area12thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188

2 BR Small Area FMR$1,320

110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▼ 2.2%

1 BR$1,070▲ 10.3%

2 BR$1,320▲ 7.3%

3 BR$1,770▲ 8.6%

4 BR$2,200▲ 6.8%

FY2027 FY2026

Where 14860 sits in the Seneca County, NY area

Of the 15 ZIP codes HUD lists for the area, 14860 has the 12th highest two-bedroom Small Area FMR. Seneca County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,145 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$797	$930
1 bedroom	$1,070	$963 – $1,177	$927	$970
2 bedrooms	$1,320	$1,188 – $1,452	$1,145	$1,230
3 bedrooms	$1,770	$1,593 – $1,947	$1,539	$1,630
4 bedrooms	$2,200	$1,980 – $2,420	$1,914	$2,060

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $96,800 and the 80% low-income limit for four people is $77,450. ZIP code 14860 lies mainly in Seneca County. See the Seneca County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14841	Hector	4.6 mi	$1,660
14847	Interlaken	5.1 mi	$1,370
14521	Ovid	6.0 mi	$1,240
14588	Willard	6.5 mi	$1,240
14842	Himrod	7.7 mi	$1,040
14441	Dresden	9.1 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 14860?

HUD's FY2027 Small Area Fair Market Rents for 14860 are $910 (studio), $1,070 (1 BR), $1,320 (2 BR), $1,770 (3 BR) and $2,200 (4 BR) a month.

What is the Section 8 payment standard in 14860?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14860 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14860?

The FY2026 income limits of the Seneca County, NY area apply: median family income $96,800, low-income (80%) limit $77,450 for a family of four.