Income Limits by County

FY2027 Small Area FMR · Scottsville, NY

ZIP 14546 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14546 (Scottsville, NY) is $1,610 a month, down 9.6% from FY2026. That is 14% above the Rochester, NY area-wide FMR of $1,416.

2-bedroom SAFMR$1,610per month ▼ 9.6%
Area-wide 2 BR FMR$1,416Rochester, NY
Rank in the area15thof 151 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449
2 BR Small Area FMR$1,610
110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14546 sits in the Rochester, NY area

$1,010$2,130median $1,420

Of the 151 ZIP codes HUD lists for the area, 14546 has the 15th highest two-bedroom Small Area FMR. Rochester, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,416 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,140$1,026 – $1,254$1,005$1,260
1 bedroom$1,280$1,152 – $1,408$1,131$1,420
2 bedrooms$1,610$1,449 – $1,771$1,416$1,780
3 bedrooms$1,930$1,737 – $2,123$1,706$2,140
4 bedrooms$2,130$1,917 – $2,343$1,875$2,360

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $85,600. ZIP code 14546 lies mainly in Monroe County and Livingston County. See the Rochester, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14586West Henrietta4.6 mi$1,980
14428Churchville5.0 mi$1,480
14514North Chili5.6 mi$1,910
14511Mumford6.1 mi$1,420
14543Rush6.1 mi$1,540
14624Rochester7.0 mi$1,600

Questions

What is the Fair Market Rent for ZIP code 14546?

HUD's FY2027 Small Area Fair Market Rents for 14546 are $1,140 (studio), $1,280 (1 BR), $1,610 (2 BR), $1,930 (3 BR) and $2,130 (4 BR) a month.

What is the Section 8 payment standard in 14546?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14546 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14546?

The FY2026 income limits of the Rochester, NY area apply: median family income $107,000, low-income (80%) limit $85,600 for a family of four.