Income Limits by County

FY2027 Small Area FMR · Ellington, NY

ZIP 14732 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14732 (Ellington, NY) is $1,290 a month, up 4.0% from FY2026. That is 27% above the Chautauqua County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,290per month ▲ 4.0%
Area-wide 2 BR FMR$1,014Chautauqua County, NY
Rank in the area4thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161
2 BR Small Area FMR$1,290
110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14732 sits in the Chautauqua County, NY area

$1,010$1,520median $1,050

Of the 40 ZIP codes HUD lists for the area, 14732 has the 4th highest two-bedroom Small Area FMR. Chautauqua County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$706$900
1 bedroom$1,010$909 – $1,111$786$960
2 bedrooms$1,290$1,161 – $1,419$1,014$1,240
3 bedrooms$1,670$1,503 – $1,837$1,338$1,590
4 bedrooms$1,790$1,611 – $1,969$1,393$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $71,900. ZIP code 14732 lies mainly in Chautauqua County. See the Chautauqua County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14740Gerry3.4 mi$1,520
14726Conewango Valley5.1 mi$1,340
14747Kennedy5.5 mi$1,010
14733Falconer5.7 mi$1,010
14723Cherry Creek6.3 mi$1,010
14782Sinclairville7.9 mi$1,260

Questions

What is the Fair Market Rent for ZIP code 14732?

HUD's FY2027 Small Area Fair Market Rents for 14732 are $920 (studio), $1,010 (1 BR), $1,290 (2 BR), $1,670 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 14732?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14732 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14732?

The FY2026 income limits of the Chautauqua County, NY area apply: median family income $78,900, low-income (80%) limit $71,900 for a family of four.