FY2027 Small Area FMR · Hector, NY
ZIP 14841 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14841 (Hector, NY) is $1,660 a month, up 3.1% from FY2026. That is 41% above the Schuyler County, NY area-wide FMR of $1,180.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 14841 sits in the Schuyler County, NY area
Of the 23 ZIP codes HUD lists for the area, 14841 has the 3rd highest two-bedroom Small Area FMR. Schuyler County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,180 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,660 for this ZIP code instead.
ZIP code 14841 crosses more than one HUD area. HUD also lists it under Seneca County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,160 | $1,044 – $1,276 | $822 | $1,130 |
| 1 bedroom | $1,290 | $1,161 – $1,419 | $902 | $1,250 |
| 2 bedrooms | $1,660 | $1,494 – $1,826 | $1,180 | $1,610 |
| 3 bedrooms | $2,060 | $1,854 – $2,266 | $1,445 | $2,100 |
| 4 bedrooms | $2,310 | $2,079 – $2,541 | $1,551 | $2,240 |
A household renting a two-bedroom home at the Small Area FMR of $1,660 needs about $66,400 a year to keep housing costs at 30% of income. The area median family income is $90,600 and the 80% low-income limit for four people is $72,500. ZIP code 14841 lies mainly in Schuyler County and Seneca County. See the Schuyler County, NY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 14841?
HUD's FY2027 Small Area Fair Market Rents for 14841 are $1,160 (studio), $1,290 (1 BR), $1,660 (2 BR), $2,060 (3 BR) and $2,310 (4 BR) a month.
What is the Section 8 payment standard in 14841?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14841 that range is $1,494 to $1,826 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 14841?
The FY2026 income limits of the Schuyler County, NY area apply: median family income $90,600, low-income (80%) limit $72,500 for a family of four.