FY2027 Small Area FMR · Van Etten, NY
ZIP 14889 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14889 (Van Etten, NY) is $1,400 a month, up 6.9% from FY2026. That is 15% above the Binghamton, NY area-wide FMR of $1,219.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 14889 sits in the Binghamton, NY area
Of the 52 ZIP codes HUD lists for the area, 14889 has the 11th highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,400 for this ZIP code instead.
ZIP code 14889 crosses more than one HUD area. HUD also lists it under Elmira, NY (same figures) and Schuyler County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $849 | $970 |
| 1 bedroom | $1,070 | $963 – $1,177 | $954 | $1,000 |
| 2 bedrooms | $1,400 | $1,260 – $1,540 | $1,219 | $1,310 |
| 3 bedrooms | $1,700 | $1,530 – $1,870 | $1,535 | $1,640 |
| 4 bedrooms | $1,860 | $1,674 – $2,046 | $1,769 | $1,750 |
A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 14889 lies mainly in Chemung County, Schuyler County and Tioga County. See the Binghamton, NY metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 14889?
HUD's FY2027 Small Area Fair Market Rents for 14889 are $1,050 (studio), $1,070 (1 BR), $1,400 (2 BR), $1,700 (3 BR) and $1,860 (4 BR) a month.
What is the Section 8 payment standard in 14889?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14889 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 14889?
The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.