Income Limits by County

FY2027 Small Area FMR · Bangor, PA

ZIP 18013 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18013 (Bangor, PA) is $1,560 a month, up 10.6% from FY2026. That is 15% below the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,560per month ▲ 10.6%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area63rdof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,404
2 BR Small Area FMR$1,560
110% of SAFMR$1,716

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18013 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18013 has the 63rd highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$1,302$980
1 bedroom$1,290$1,161 – $1,419$1,519$1,160
2 bedrooms$1,560$1,404 – $1,716$1,839$1,410
3 bedrooms$1,960$1,764 – $2,156$2,306$1,800
4 bedrooms$2,110$1,899 – $2,321$2,482$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18013 lies mainly in Northampton County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18072Pen Argyl4.3 mi$2,010
18063Martins Creek4.6 mi$1,610
18343Mount Bethel4.6 mi$1,480
07833Delaware6.4 mi$2,120
18351Portland6.5 mi$1,820
07823Belvidere7.3 mi$1,710

Questions

What is the Fair Market Rent for ZIP code 18013?

HUD's FY2027 Small Area Fair Market Rents for 18013 are $1,100 (studio), $1,290 (1 BR), $1,560 (2 BR), $1,960 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 18013?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18013 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18013?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.