Income Limits by County

FY2027 Small Area FMR · Pen Argyl, PA

ZIP 18072 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18072 (Pen Argyl, PA) is $2,010 a month, up 11.0% from FY2026. That is 9% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$2,010per month ▲ 11.0%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area12thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,809
2 BR Small Area FMR$2,010
110% of SAFMR$2,211

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18072 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18072 has the 12th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,420$1,278 – $1,562$1,302$1,250
1 bedroom$1,660$1,494 – $1,826$1,519$1,490
2 bedrooms$2,010$1,809 – $2,211$1,839$1,810
3 bedrooms$2,520$2,268 – $2,772$2,306$2,310
4 bedrooms$2,710$2,439 – $2,981$2,482$2,430

A household renting a two-bedroom home at the Small Area FMR of $2,010 needs about $80,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18072 lies mainly in Northampton County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18091Wind Gap3.3 mi$1,750
18013Bangor4.3 mi$1,560
18083Stockertown6.2 mi$1,810
18353Saylorsburg6.2 mi$1,500
18354Sciota6.3 mi$1,520
18063Martins Creek6.4 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 18072?

HUD's FY2027 Small Area Fair Market Rents for 18072 are $1,420 (studio), $1,660 (1 BR), $2,010 (2 BR), $2,520 (3 BR) and $2,710 (4 BR) a month.

What is the Section 8 payment standard in 18072?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18072 that range is $1,809 to $2,211 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18072?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.