Income Limits by County

FY2027 Small Area FMR · Martins Creek, PA

ZIP 18063 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18063 (Martins Creek, PA) is $1,610 a month, up 9.5% from FY2026. That is 12% below the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,610per month ▲ 9.5%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area57thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449
2 BR Small Area FMR$1,610
110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18063 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18063 has the 57th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,140$1,026 – $1,254$1,302$1,020
1 bedroom$1,330$1,197 – $1,463$1,519$1,210
2 bedrooms$1,610$1,449 – $1,771$1,839$1,470
3 bedrooms$2,030$1,827 – $2,233$2,306$1,880
4 bedrooms$2,180$1,962 – $2,398$2,482$1,970

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18063 lies mainly in Northampton County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18040Easton4.0 mi$1,910
18013Bangor4.6 mi$1,560
08865Phillipsburg5.2 mi$1,960
18085Tatamy5.4 mi$1,900
18083Stockertown5.6 mi$1,810
18072Pen Argyl6.4 mi$2,010

Questions

What is the Fair Market Rent for ZIP code 18063?

HUD's FY2027 Small Area Fair Market Rents for 18063 are $1,140 (studio), $1,330 (1 BR), $1,610 (2 BR), $2,030 (3 BR) and $2,180 (4 BR) a month.

What is the Section 8 payment standard in 18063?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18063 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18063?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.