Income Limits by County

FY2027 Small Area FMR · Emmaus, PA

ZIP 18049 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18049 (Emmaus, PA) is $1,830 a month, up 12.3% from FY2026. That is 0% equal to the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$1,830per month ▲ 12.3%
Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,
Rank in the area29thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647
2 BR Small Area FMR$1,830
110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 18049 sits in the Allentown-Bethlehem-Easton, PA area

$1,480$2,760median $1,700

Of the 86 ZIP codes HUD lists for the area, 18049 has the 29th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,300$1,170 – $1,430$1,302$1,130
1 bedroom$1,510$1,359 – $1,661$1,519$1,340
2 bedrooms$1,830$1,647 – $2,013$1,839$1,630
3 bedrooms$2,290$2,061 – $2,519$2,306$2,080
4 bedrooms$2,470$2,223 – $2,717$2,482$2,190

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18049 lies mainly in Lehigh County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
18092Zionsville3.4 mi$1,790
18103Allentown3.8 mi$1,850
18046East Texas4.3 mi$2,350
18034Center Valley4.4 mi$2,610
18062Macungie5.1 mi$2,550
18106Allentown5.4 mi$2,070

Questions

What is the Fair Market Rent for ZIP code 18049?

HUD's FY2027 Small Area Fair Market Rents for 18049 are $1,300 (studio), $1,510 (1 BR), $1,830 (2 BR), $2,290 (3 BR) and $2,470 (4 BR) a month.

What is the Section 8 payment standard in 18049?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18049 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18049?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.