FY2027 Small Area FMR · East Texas, PA

ZIP 18046 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 18046 (East Texas, PA) is $2,350 a month, up 6.3% from FY2026. That is 28% above the Allentown-Bethlehem-Easton, PA area-wide FMR of $1,839.

2-bedroom SAFMR$2,350per month ▲ 6.3%

Area-wide 2 BR FMR$1,839Allentown-Bethlehem-Easton,

Rank in the area6thof 86 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,115

2 BR Small Area FMR$2,350

110% of SAFMR$2,585

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,660▲ 8.5%

1 BR$1,940▲ 6.6%

2 BR$2,350▲ 6.3%

3 BR$2,940▲ 3.9%

4 BR$3,170▲ 6.7%

FY2027 FY2026

Where 18046 sits in the Allentown-Bethlehem-Easton, PA area

Of the 86 ZIP codes HUD lists for the area, 18046 has the 6th highest two-bedroom Small Area FMR. Allentown-Bethlehem-Easton, PA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,839 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,350 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,660	$1,494 – $1,826	$1,302	$1,530
1 bedroom	$1,940	$1,746 – $2,134	$1,519	$1,820
2 bedrooms	$2,350	$2,115 – $2,585	$1,839	$2,210
3 bedrooms	$2,940	$2,646 – $3,234	$2,306	$2,830
4 bedrooms	$3,170	$2,853 – $3,487	$2,482	$2,970

A household renting a two-bedroom home at the Small Area FMR of $2,350 needs about $94,000 a year to keep housing costs at 30% of income. The area median family income is $104,400 and the 80% low-income limit for four people is $83,500. ZIP code 18046 lies mainly in Lehigh County. See the Allentown-Bethlehem-Easton, PA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
18106	Allentown	1.2 mi	$2,070
18087	Trexlertown	1.9 mi	$1,600
18062	Macungie	3.3 mi	$2,550
18103	Allentown	4.1 mi	$1,850
18195	Allentown	4.2 mi	$1,860
18049	Emmaus	4.3 mi	$1,830

Questions

What is the Fair Market Rent for ZIP code 18046?

HUD's FY2027 Small Area Fair Market Rents for 18046 are $1,660 (studio), $1,940 (1 BR), $2,350 (2 BR), $2,940 (3 BR) and $3,170 (4 BR) a month.

What is the Section 8 payment standard in 18046?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 18046 that range is $2,115 to $2,585 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 18046?

The FY2026 income limits of the Allentown-Bethlehem-Easton, PA area apply: median family income $104,400, low-income (80%) limit $83,500 for a family of four.